Trauma insurance pays an agreed lump sum amount when you suffer a defined condition.
This is used to cover extra expenses and loss of income (over and above what income protection will pay) that can come with serious medical conditions.
Once again there are a lot of insurance companies selling a lot of trauma products and once again they are not all the same.
There is a lot to consider when choosing your type of cover as well as which provider.
Accelerated vs stand alone. Full, simple or progressive?
Guaranteed contract wording?
Level premum? To what age? How much to get?
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